Switch Your Mortgage with Prosperous

Save money, reduce stress, and discover how a smarter mortgage move can work for you.

Please Note:

We’re waiving our mortgage consultation fee* — but only for a limited time.
Start your switch today and see how much you could save.

*Offer available until 31st July

How Does the Mortgage Switching Consultation Work?

Say goodbye to overpaying and hello to smarter options.

Book Your Consultation

Lock in your free mortgage review today.

Book Consultation

Meet With an Expert

Explore your current mortgage and future options with a dedicated advisor.

Book Consultation

Start Saving

Get clear, practical steps to lower your repayments and secure a better deal.

Book Consultation
*Due to high demand, all bookings are subject to availability.

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Voted Ireland’s #1 Financial Broker

Why Choose Us?


We’ve helped hundreds of homeowners in Ireland reduce their monthly payments and regain control of their finances — now it’s your turn.

What Can You Expect From Your Mortgage Switch Consultation?

Below are just some of the areas we’ll review during your consultation.

There’s no one-size-fits-all — everything is tailored to you.

If we recommend a new mortgage, protection product or insurance, we’ll guide you through the switch.

Mortgage Cost Review

We’ll compare your current mortgage with better options on the market

Remortgage Support

Full support to help you switch with ease, including paperwork and provider communication.

Savings Estimate

See exactly how much you could save — monthly and long-term.

Mortgage Protection

Get advice on updating or improving your protection policy.

Expert Advice

Guidance tailored to your needs, with access to our expert Keys team if required

Mortgage Protection

Get advice on updating or improving your protection policy.

Expert Guidance

A clear plan with personalised support from a dedicated advisor.

 

Mortgage Cost Review

We’ll compare your current mortgage with better options on the market.

Savings Estimate

See exactly how much you could save — monthly and long-term.

Remortgage Support

Full support to help you switch with ease, including paperwork and provider communication.

Mortgage Switching FAQ’s

How much can I save by Switching my mortgage?

The amount you save depends on your current interest rate, loan balance, and market conditions. We’ll help you calculate potential savings and determine if Switching is right for you.

What is the process for switching lenders?

Switching lenders involves paying off your current mortgage and securing a new loan with a different lender. We’ll guide you through the process, ensuring a smooth transition and favourable terms.

Can I consolidate my debts through mortgage Switching?

Yes, in some instances Switching can be used to consolidate high-interest debts into a lower-rate mortgage. We’ll help you understand the benefits and risks, ensuring it’s the right choice for your financial situation.

What are the costs associated with switching?

Switching may involve fees such as valuation costs, legal fees, and lender charges. Some lenders will cover these fees with cashback offers. We’ll help you understand these costs and ensure that Switching is a financially sound decision

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