Private Clients

Offering you an elite bespoke plan.

WHAT WE DOWe Make It Easy!

FINANCIAL PLANNING

Paving the way to financial independence, that day where you have created enough wealth so that you do not need to worry about money

PENSION

Helping you prepare for the day we all dream about ... Retirement

PROTECTION

It helps to be prepared and protection is that security blanket we all need, let us help you get secure

INVESTMENT

Assisting you in exploring the many investment options available

PRIVATE CLIENTSOur Private Offering

Typically, the clients who tend to get the most from this offering have a household income of €150,000+ per annum and/or have €500,000+ of investable assets and/or they work for themselves. If you are not a high earner or you don’t have lots of investable assets, or you don’t work for yourself you might be better suited to our Premier offering.

The video below explains our Private Client offering.

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STAGE 1Discovery Meeting

The discovery meeting is all about us getting to know you better, we will also look at the financial data you give us in advance of the meeting and tell you what your date of financial independence is if you keep doing what you are currently doing without any advice from us.

Financial independence is the day in your life that you have created enough wealth that you don’t have to worry about money and you don’t have to work again. Everybody has one, you might get there when you are 93 or you might get there when you are 43. We will tell you when yours is.
It is important to note that from stage 1 you will have “a nice chat” about your goals, values and objectives and you will also know what your date of financial independence is if you keep doing what you are doing.

The cost of stage 1 is €500 plus vat.

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STAGE 2Financial Research & Forecasting

In stage 2 we will start to collate all the information we have about you financially and personally. With written permission from you, we will contact all the life companies, investment houses and pension providers and get details of your existing plans.

It is at this point we do all the financial planning, we work out the best use of your money to support the life you want to have.

When we have all the numbers crunched and work out what you need to do, we bring you back in to go through our findings and advise you what you need.

In stage two we will also talk to you about how to invest money, whether it is regular savings, a lump sum or your pension. Investing is simple and doing it right is quite boring. We have spent twenty years working out how to do it right and we will share this with you in an easy to understand way.

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STAGE 3Receive Financial Plan

Finally, we document all this and give it to you in a written Financial Plan. You will get a chance to read the plan before coming back in to meet us. When you come back in, we will step you through the financial plan. To complete stages 2 and 3 costs a further €4500 plus VAT.

We will then also hold your hand and implement the recommendations if /where required. This means if you need to buy product, we will find product in the market that suits your needs.

Traditionally advisors would have a bag of product and they would come to see you and fit their product into your life. In Prosperous we do it the other way around, we do the planning first, see what you need and establish if you need anything at all. If you do, we go to the market to find the product that matches your needs.