The Prosperous
Philosophy
Our Key Principles
Our investment philosophy is simple, we don’t overcomplicate it or use complex jargon. We want you to understand the process and have a clear understanding of your investment.
One key factor to consider before investing is that deciding to invest at its core is an emotional decision. Your behaviour dictates your attitude to risk and behaviour when investing. Developing a proper plan is necessary for a strong framework on which successful investments are based.
Below are some of the key points of our investment philosophy.
One key factor to consider before investing is that deciding to invest at its core is an emotional decision. Your behaviour dictates your attitude to risk and behaviour when investing. Developing a proper plan is necessary for a strong framework on which successful investments are based.
Below are some of the key points of our investment philosophy.
Your Financial Goal
Before deciding to invest, ask yourself what are your financial goals? Are they long term or short term?
Any goal that is less than 5 years is deemed a short term goal thus, a long term goal is a goal of 5 years+. Often people will use a short term vehicle for a long time goal, a prime example is saving for college in a savings account, inflation decreases the value of your savings.
Any goal that is less than 5 years is deemed a short term goal thus, a long term goal is a goal of 5 years+. Often people will use a short term vehicle for a long time goal, a prime example is saving for college in a savings account, inflation decreases the value of your savings.
Asset Allocation
Before deciding to invest, ask yourself what are your financial goals? Are they long term or short term?
Any goal that is less than 5 years is deemed a short term goal thus, a long term goal is a goal of 5 years+. Often people will use a short term vehicle for a long time goal, a prime example is saving for college in a savings account, inflation decreases the value of your savings.
Any goal that is less than 5 years is deemed a short term goal thus, a long term goal is a goal of 5 years+. Often people will use a short term vehicle for a long time goal, a prime example is saving for college in a savings account, inflation decreases the value of your savings.
Rebalancing
Rebalancing is the process of reassessing your portfolio periodicity to ensure they are on target and suitable for you.
The market changes daily and can be influenced by different types of risk so your portfolio must be assessed and rebalanced as necessary.
We recommend you reassess your portfolio as part of your annual financial review.
The market changes daily and can be influenced by different types of risk so your portfolio must be assessed and rebalanced as necessary.
We recommend you reassess your portfolio as part of your annual financial review.
Your Investment Objective
There are several different investment objectives over the term of your portfolio.
We will recommend the best objective for you based on you and your financial goals through our financial planning process. We believe that we have no right to tell you what to do with your money and that is why we get to know our clients before we advise.
We will recommend the best objective for you based on you and your financial goals through our financial planning process. We believe that we have no right to tell you what to do with your money and that is why we get to know our clients before we advise.
Our Philosophy
